Q3 60% Question 3 of 5 STATE OF THE UNION: Is your retirement account or investment portfolio up or down this year? Down Up Stable N/A – I’m new to investing About Tim Schmidt Tim Schmidt is an Entrepreneur who has covered retirement investing since 2012. He's also a published author, and his views on investing have been featured in USA Today, Tech Times, The Huffington Post, Nasdaq, and many more.