Goldco Review 2025

If you are considering a precious metals IRA, you have definitely heard of the company, Goldco. With such a volatile economy, many investors are turning to precious metals, including gold and silver coins, as a way to keep their money safer.

I have many years of experience with precious metals IRAs, and I consider myself to be a precious metals specialist. I’ve taken a deep dive into Goldco.

Is Goldco a legitimate company? What do other Goldco reviewers say? How does Goldco compare to other gold IRA companies?

Let’s break it all down.

What Is Goldco?

Goldco is a gold investing company that specializes in helping people toll over their existing retirement account, like a conventional IRA, into a self-directed IRA that is backed by precious metals. The company has been around since 2006, and is now one of the most well-known companies in the precious metals sector.

Goldco focuses on two services: gold and silver IRAs and the direct sale of precious metals. The company has a proven track record in regard to business practices, and is consistently one of the most well-reviewed precious metal dealers and IRA companies out there.

Is Goldco Legit?

Yes, Goldco is an absolutely legitimate company. When you look at the major review sites, like the Better Business Bureau, it’s easy to see that Goldco is a well-regarded company. Here are some of the ratings and endorsements that Goldco has collected over the years:

Why Invest in Precious Metals Through Goldco?

For decades, precious metals IRAs have been trusted to hold retirement savings. For centuries, people have been using gold as a form of wealth, and if we look throughout history, gold has retained it’s value when other assets, like stocks, take a hit.

Goldco Products and Services

I think it’s a good idea to take a look at the specific products and services available from Goldco:

1. Gold IRAs

A gold IRA is a precious metals IRA account that allows investors to hold precious metal investments. Goldco helps with:

• Rolling over existing IRAs, 401(k)s, 403(b)s, or a thrift savings plan (TSP), into a gold IRA account
• Offering IRA-approved tangible assets like gold coins and bullion
• Secure storage in IRS-approved depositories
• Ongoing account maintenance and reporting

Goldco’s customer service team helps customers handle the entire process.

2. Silver IRAs

Silver IRAs offer the same structure as a gold IRA, but it is focused on silver coins and bars. Many people don’t choose only a silver IRA or gold IRA. Instead, they choose a precious metals IRA that contains all types of precious metals including gold, silver, platinum, and palladium.

3. Direct Purchase of Precious Metals

For those who aren’t interested in an IRA, but they want to buy gold, silver, or other metals, Goldco also sells precious metals directly.

4. Education & Resources

Goldco also offers resources and educational materials including free investor kits, whitepapers, webinars, and more.

Goldco Fees and Costs: What Should You Expect?

One of the most common questions I get asked about IRA investments is how much they cost, and if there are a lot of fees.

With Goldco, there are fees and costs to consider, but I will say that they are very upfront with the cost structure, and I have not heard of any hidden fees with Goldco. Here’s a breakdown of what you can expect from Goldco:

• Setup Fee — Goldco charges a $50 fee to set up the account
• Annual Account Fee — Goldco charges $125 a year for account maintenance and support
• Storage Fee — Goldco charges $100 per year for non-segregated storage and $150 per year for segregated storage
• Minimum Investment Required — Goldco requires an initial investment of, at least, $25,000

*All fees are current as of April, 2025

Goldco Reviews: What Do Customers Really Say?

What do customers really say about Goldco? As a top gold IRA provider, Goldco has a lot of satisfied customers.

• Better Business Bureau (BBB) – Goldco has a A+ rating with thousands of 5-star reviews
• Trustpilot – Rating of 4.8/5 stars as of April, 2025
• Consumer Affairs – 4.7/5 stars as of April,2025

When reading over the reviews, it’s easy to see a few themes. First, reviewers mention the exceptional customer service at Goldco. They also mention the ethical business practices and a strong track record of success with an IRA specialist. It didn’t matter if a person got a gold IRA or physical gold, Goldco ratings were wonderful.

Is Goldco Right for You? Pros and Cons

People often come to me for advice on retirement assets and investments, and many ask about Goldco in particular. I’ve been reviewing Goldco for over a decade, so I know that it’s a legitimate company. However, as with any company, there are pros and cons:

Pros

• Reviews are positive across every major review platform
• Transparent pricing and no hidden fees
• Seamless rollover from a conventional IRA to a gold traditional IRA or gold Roth IRA
• Education resources for those new to gold IRAs
• No high-pressure sales tactics
• Goldco offers both gold and silver directly, and you can buy more gold at any time
• Buy back program guaranteed to give the highest price if circumstances change

Cons

• $25,000 minimum investment may exclude those who don’t have that much money to invest in a cash account
• Precious metals prices can fluctuate
• Goldco doesn’t offer platinum or palladium IRAs
• Not ideal for short-term investors looking for quick returns

How Goldco Compares to Competitors

Though Goldco is an industry leader, there are several major players in the gold IRA industry. Here’s a brief comparison between Goldco and it’s top competitors:

Company	Minimum Investment	BBB Rating	Unique Feature
Goldco	$25,000	A+	Best-in-class service and education
Augusta Precious Metals	$50,000	A+	Harvard-trained analyst on staff
Birch Gold Group	$10,000	A+	Low entry point, wide coin selection
Noble Gold	$2,000	A	Best for small investors

Goldco’s Customer Service and Reputation

An important part of any investment decision is making sure the company you are working with is a good company. I can tell you from personal experience that Goldco is, indeed, a great company to work with.

You don’t have to take my word for it, though. Customer feedback and review sites also show that Goldco is perfectly suited for many because of the following:

Customer Service: A Top Priority

One of the things that really stand out about Goldco is the amazing customer service that customers get from the company. When you reach out to Goldco, you get an incredibly personalized experience, and you aren’t randomly interacting with someone. Instead, when you contact Goldco, you are working with a team of professionals who are experts at financial planning. They can help you move through the process of investing in precious metals.

Goldco prides itself on having advisors who take the time to explain the process, and customers have the confidence knowing that they are in good hands.

Personalized Approach

Every Goldco representative you will speak to has your best interest in mind. Goldco makes this a priority, and potential customers speaking to the customer service agent will be able to make informed decisions about the gold and silver products that Goldco offers.

Transparency and Education

Another part of Goldco’s customer service is the commitment to being transparent. The company representative will make it very clear that it’s never a good idea to rush into these investments, and they focus on helping you meet your financial goals.

I also recommend Goldco because it offers many educational resources on it’s website, which helps make the decision making process easier. There are articles, videos, and guides featuring some of the spokespeople like Chuck Norris, Sean Hannity, and Ben Stein. This helps customers feel more confident.

Goldco’s Reputation in the Industry

As an investor, you have probably done extensive research on how Goldco works, and it’s important to have peace of mind. The company and Goldco staff have a positive reputation, specifically with great service and top ratings across the board in the precious metals industry.

Quality service is a huge part of Goldco’s reputation, and it is well-known for things like commitment to education, being transparent about fees, and great customer service. There are very few negative reviews, and every time I have spoke to the customer service agent, I always leave with a clear understanding of how things work, and they always answered all my questions.

Industry Recognition and Awards

Goldco has a lot of recognition and award. It is BBB accredited and holds an A+ rating. The level of professionalism plays a crucial role in how people feel about Goldco, and the company has helped thousands.

The Business Consumer Alliance gives Goldco an AAA rating, too, and companies like TrustPilot and Consumer Affairs continue to post positive reviews and share customer satisfaction.

Is Goldco Right for You?

After reviewing Goldco’s customer service, reputation, and overall approach in the precious metals market, it’s clear that the company is a reputable and trustworthy choice for anyone considering precious metals investing.

If you are looking to diversify your retirement portfolio with gold, silver, or other precious metals, Goldco’s strong reputation, transparent practices, and dedicated customer service make it a solid option for investors seeking reliability and expert guidance.

Before making any financial decision, it’s essential to do your research and make sure a company aligns with your investment goals and values. Based on the information above, Goldco stands out as a company that prioritizes its customers and offers a high level of expertise, making it an excellent choice for anyone looking to secure their financial future with precious metals.